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If you’re shopping for new car insurance or simply want to compare your options before extending your plan, it’s crucial to compare quotes to ensure that you’re getting the best deal. Auto insurance companies may offer the same or similar products, but each insurer sets its own rates. As a result, you may find that you can enjoy identical — or improved — coverage at a drastically lower rate.

At Encore Insurance Group, we know how challenging it can be to shop for automobile insurance. With this in mind, we created the ultimate guide to car insurance quote comparison in Michigan. For more information or to discuss your rates with an expert Encore Insurance agent, please call us at 248-466-0200.

The Ultimate Guide to Car Insurance Quote Comparison in Michigan

Ready to start comparing car insurance quotes in Michigan? Before you request online rates or set up appointments with agents, review our simple four-step process for getting the best coverage without breaking the bank or sacrificing comprehensive benefits.

1. Organize Your Information

Gather all pertinent information before you get started, including your:

  •       Name
  •       Date of birth
  •       Driver’s license number
  •       Vehicle information
  •       Driver history
  •       Current insurance company name, if applicable

2. Choose Coverage Levels

Following Michigan’s revision of its 1973 no-fault insurance policy, the state now requires drivers to carry liability coverage limits worth $50,000 per person and $100,000 per accident.

3. Determine What Type of Coverage You Want

Michigan requires all drivers to carry personal liability and property damage (PLPD) insurance coverage. The insurance is considered the minimum coverage allowed in the state and does not provide comprehensive coverage for:

  •       Collisions
  •       Fire
  •       Theft
  •       Glass
  •       Uninsured or underinsured motorists
  •       Mini torts
  •       Accidental deaths
  •       Gap coverage

4. Compare Your Quotes

Finally, begin the car insurance quote comparison process. Gather at least two quotes from local insurers and check for:

  •       Liability levels
  •       Deductibles
  •       Comprehensive coverage
  •       Uninsured motorist insurance
  •       Any available discounts

Affordable Michigan Auto Insurance from Encore Insurance Group

At Encore Insurance Group, we know how complicated the car insurance quote comparison process can get. Each insurer offers similar coverage at vastly different prices, making it difficult to determine which policy suits your needs best.

That’s why we’ve committed ourselves to match each Michigan driver with a personalized, comprehensive, and affordable auto insurance plan. For more information or to schedule a consultation with one of our Encore Insurance Group agents, please contact us today at 248-466-0200.