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More Choices, Less Hassle

See What Our Michigan Insurance Agents Can Do For You

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See What Our Michigan Insurance
Agents Can Do For You
Get A Free Quote

Michigan Insurance Agency

Offering Protection, Peace-of-Mind

Encore Insurance is an independent Michigan insurance agency offering the coverage you need at a price you can afford, along with superior service. Our clients choose us time and time again because we take the hassle out of finding the right policy and eliminate unnecessary stress during the claims process.

Insurance coverage is something that most people don’t spend time analyzing until they have to file a claim. At Encore Insurance, we challenge ourselves to change your opinion about the insurance industry by offering the reliability, care, and options that only an independent Michigan insurance agent can provide. We’re not the big guys because we don’t want to be, and we invite you to join our family and experience the difference.

The Encore Insurance Difference


A live representative always answers when you call.


10+ Years in the Marketplace

Tailored Solutions

Because One Policy Never Fits All

Superior Coverage

Everything You Need for the "Just In Case"

Personal Customer Experience

The Type of Place that Knows Your Name

The Claim Service You Deserve

Start Claims Hassle-Free

Praise for Our Michigan Insurance Agency

I first started working with Peter in 2018 after an ice dam caused substantial damage to my home. Throughout the entire claim process Peter advocated on my behalf to the insurance company. He was always available answering calls, texts, and emails around the clock. His genuine concern and 24/7 availability has separated him from the thousands of other insurance agents throughout Metro Detroit. I highly recommend working with Peter and his team for your insurance needs.

Lawrence Levy

I began working with Peter in 2014 when our two daughters first received their driver’s license. Many of the insurance agents and companies I looked to work with didn’t provide anywhere close to the level of detail that Peter’s team did. They worked with us to enroll our daughters in defensive driving programs and explained the advantages of using telematics programs to reduce our insurance costs. If you are looking for a detailed insurance agent that takes the time to help you understand what you are paying for you have come to the right place.

Lisa E.

Peter was incredibly helpful in my search for auto insurance that was right for me. He was easy to get a hold of, responsive and knowledgeable!!

Thomas Evans

Great experience with Peter and the team at Encore Insurance. They saved me money on my insurance for much better coverage. I highly recommend this insurance agency

Frank Vitale

Outstanding company a pleasure to work with.

Fran Gunn

Michigan Auto Reform

Understand the New Benefits to Motorists

In July 2020, new legislation brought significant changes to Michigan automobile insurance. Among the biggest changes, drivers can choose from up to six options for Personal Injury Protection coverage, including choices beyond the unlimited lifetime medical benefits.

Michigan Auto Insurance Reform FAQ

Meet Your Michigan Insurance Agents

Meet the Team Get a Free Quote

Three Reasons to Choose an Independent Michigan Insurance Agent

Expertise on Michigan Insurance Law

Our headquarters are not in another state. You won’t work with a representative in a different country. We live where you live. We’re local experts who have been working with Michigan insurance law for more than 10 years.

We compare policies for you across many different insurance companies.

Many insurance companies, which means we have a much larger variety of policies options and price points. So we’re not limited to just one company. Plus, we can do the comparison for you – saving you time and a lot of tedious research.

We work with a smaller group of people, so our service exceeds that of corporate giants.

We don’t have hundreds of thousands of clients, so you won’t find an endless loop of virtual representatives or deal with the hassle of long wait times. We strive for service that exceeds your expectations…. every time.

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News and Articles

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March 1, 2023 General

What Does Car Insurance Cover?

Car insurance is a type of insurance policy created to protect drivers and their vehicles in case of accidents, theft, or other unexpected incidents. In most countries, car insurance is considered a legal requirement. You cannot operate your vehicle unless you can show proof of the best car insurance in […]

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February 6, 2023 Auto Insurance

How to Find the Right Car Insurance Company

Getting auto insurance is the first step toward protecting your investment. The challenge is to look for the best auto insurance companies in Michigan.     Even though the process can feel overwhelming, don’t throw in the towel, because the benefits of having a good car insurance policy far outweigh the headaches. […]

Learn More